Terms of use
1. Agreement
By using the website www.wealth-inequality.net of the Julius Baer Foundation and any of its pages (hereafter the “Site”), you confirm that you have reviewed, understand and agree to the following important legal information and terms of use (the “Terms”). If you do not agree to the Terms, please exit the Site immediately.
The Terms are subject to change at any time without notice and access to, and use of the Site may be restricted or terminated at any time. You are therefore advised to review these terms each time you access this website.
Access to and use of the Site as well as the Terms are governed by Swiss law. The place of jurisdiction is Zurich.
Further access to the Site might also be subject to the laws applicable in the relevant jurisdiction from which the same is being accessed.
2. No offer, no advice
The information, data, and documents contained or described on this Site (the “Content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer to enter into any legal relations.
Nothing on this site constitutes investment, legal, accounting or tax advice, or a representation that any information is appropriate for individual circumstances, or otherwise constitutes a personal recommendation for any specific person. Julius Baer recommends to independently assess, with a professional advisor, the specific financial, legal, regulatory, credit, tax and accounting consequences.
The Content in the Site is descriptive of the Julius Baer Foundation. The fact that a user accesses the Site does not make him a client of a group company of the Julius Baer Group Ltd. (“Julius Baer”).
3. Local legal restrictions
The Content is not intended for use by or distribution to any individual or legal entity in any jurisdiction or country where such distribution, publication or use would be contrary to the applicable law or regulatory provisions. Individuals or legal entities in respect of whom such prohibitions apply, whether on grounds of their nationality, their place of residence or on other grounds, must not access or use the site.
4. No warranty
The Julius Baer Foundation provides no warranty and makes no representations of any kind whatsoever regarding: (1) the currency, accuracy or completeness of the Content; (2) the results to be obtained by any user of the Site; or (3) any third party content accessible on or through the Site.
Except to the extent required by current laws and/or regulations, the Julius Baer Foundation, including its members of the foundation board, agents, employees or subcontractors: (1) disclaims any and all express or implied warranties and conditions including without limitation warranties and conditions as to quality and fitness for a particular purpose; and (2) does not warrant that the Site, any content (including any third party content), goods and services referred to therein will be uninterrupted or error free, that defects will be corrected or that the Site, the servers from which it is available or any connected website is free of viruses, trojan horses, worms, software bombs or similar items or processes or other harmful components. In order to safeguard against viruses, it is advisable to use up-to-date versions of browsers and to install and continuously update antivirus software. Users should strictly avoid opening e-mails of unknown origin or unexpected e-mail attachments.
The Content accessible through this Site, has been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or fitness for any particular purpose.
Any expressions of opinion, estimates and projections on the Site are those of the authors at the date of writing. They do not necessarily reflect the view of the Julius Baer Foundation and are subject to change at any time without prior warning. The Julius Baer Foundation and its contractual partners may discontinue, or make changes in the Content at any time without prior notice. Any information marked with a date is published as of this date only and no obligation or responsibility is undertaken to update or amend any such information.
5. No liability
TO THE MAXIMUM EXTENT PERMITTED BY CURRENT LAWS AND/OR REGULATIONS, THE JULIUS BAER FOUNDATION, INCLUDING ITS MEMBERS OF THE FOUNDATION BOARD, AGENTS, EMPLOYEES, SUB-CONTRACTORS AND ITS SALES PARTNERS DISCLAIM ANY AND ALL LIABILITY FOR LOSSES OR DAMAGES (DIRECT OR INDIRECT) OF ANY KIND WHATSOEVER ARISING DIRECTLY OR INDIRECTLYAS A RESULT OF (1) THE CONTENT, ACCURACY, COMPLETENESS OR OTHERWISE OF THE CONTENT OR ANY LINKS OR THIRD PARTY CONTENT; (2) ANY ERRORS IN OR OMISSIONS FROM THE SITE; (3) USE OF OR ACCESS TO THE SITE; (4) ANY INABILITY TO ACCESS OR USE THE WEBSITE FOR ANY REASON.
TO THE FULL EXTENT PERMITTED BY CURRENT LAWS AND/OR REGULATIONS, THE JULIUS BAER FOUNDATION SHALL NOT BE LIABLE FOR ANY (1) LOSS OF PROFITS OR REVENUE OR SAVINGS OR OTHER ECONOMIC LOSS, (2) LOSS OF BUSINESS OR GOODWILL, (3) LOSS OF OR DAMAGE TO DATA, (4) INCIDENTAL OR SPECIAL LOSS, (5) WASTED OR LOST MANAGEMENT TIME, OR (6) INDIRECT OR CONSEQUENTIAL LOSS ARISING FROM USE OF OR ACCESS TO THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE OR IF SUCH LOSS OR DAMAGE WAS FORESEEABLE.
6. Proprietary information
Unless accompanied by an explicit statement to the contrary, all content on this Site is protected by copyright, database rights, or other intellectual property rights, and is the property of Julius Baer or the Julius Baer Foundation.
Except as otherwise specifically agreed in writing or to the extent necessary to use the Site in accordance with these Terms, you shall not: (1) copy the Site in whole or in part (except to make backup copies solely for disaster recovery purposes); (2) display, reproduce, create derivative works from, transmit, sell, distribute, rent, lease, sublicense, time-share, lend or transfer or in any way exploit the Site in whole or in part; (3) embed the Site into other products; (4) use the Site in any timesharing arrangement; (5) create function calls or other embedded links from any software program to the Site; (6) remove or obscure any copyright notice of the Julius Baer Foundation or any of its suppliers; (7) use any trademarks, service marks, domain names, logos, or other identifiers of Julius Baer, the Julius Baer Foundation or any of its third party suppliers; or (8) save to the extent permitted under by law, reverse engineer, decompile, disassemble, or access the source code of the Site.
Nothing on the Site is designed to grant any license or right to use any image, trademark or logo. No act of downloading or otherwise copying from the Site will transfer any legal entitlement to any software or material on the Site to you. Julius Baer and the Julius Baer Foundation reserve all intellectual property rights (such as copyright and trademark rights) to all material on the Site, and will enforce such rights to the full extent of applicable law.
7. Material interests
The Julius Baer Foundation and/or the members of its foundation board and employees may have or have had a relationship with persons or companies referred to on the Site.
8. Monitoring
Please note that all your actions while using this Site may be recorded and analyzed for various purposes, including security, marketing and system monitoring purposes.
9. Links to third-party websites
Links to third-party websites on the Site are provided solely for your convenience as pointers to information on topics that may be useful to users of the Site. The Julius Baer Foundation has no control over the content on such third-party websites nor are such websites monitored by the Julius Baer Foundation. Activating some links to third-party websites on this Site may cause you to leave this Site. No warranties or liability concerning the content of such websites are made, including assurances that it is correct, accurate, complete, true, up-to-date or fit for any particular purpose. Nor does the Julius Baer Foundation warrant that such website or content is free from any claims of copyright or trademark or other infringement of the rights of third parties or that such site or content is free of viruses or other harmful components. No guarantee as to the authenticity of documents on the Internet is given.
Using links to third-party websites provided on this Site is at your sole discretion and at your own risk.
Please note that third-party websites are not subject to the Julius Baer Foundation data protection policy and Julius Baer Foundation is not responsible for the policies third parties apply with regard to collection and treatment of your personal data. We recommend that you carefully read the terms of use and data protection policies governing the third-party website before using it in order to check how it protects your personal data and privacy.
10. Data processing
For information on the kind of data collected, the purpose for which it is collected, how it is processed, to whom it may be disclosed and the security measures that have been put in place to protect it, please consult the Julius Baer Foundation Data Privacy Policy under the following link:
11. Assignment, Subcontracting and Delegation
These Terms are for the benefit of the Julius Baer Foundation its successors and assigns. The Julius Baer Foundation may assign or transfer any of its rights under these Terms. The Julius Baer Foundation may delegate or subcontract the performance of any obligation under these Terms.
